Washington life insurance policy from Blue Horizon Insurance &Financial Services.

Have you ever considered how much your family relies on you? From your financial contributions to raising your children, every little thing you do for your family adds up. Now, consider this – if something were to happen to you, what kind of gap would be left for your family to fill?

Planning for the future can be difficult. No one wants to think about what will happen after they’re gone, but it’s important to make sure the needs of your loved ones are covered. Blue Horizon Insurance & Financial Services is dedicated to helping you create a stable and secure foundation for your family to build from after you’re gone. Our agents have a great deal of experience with Washington life insurance and can help you streamline the process of selecting a customized, affordable life insurance policy.

Blue Horizon Insurance & Financial Services is dedicated to conquering the ins and outs of life insurance in Washington. Our team of life insurance professionals understand the market and regulations and can find the ideal life insurance plan – or mixture of plans – for your specific needs.

Term Life Insurance Basics:

• Coverage for a “term” or period of your life.
• Lower premiums for higher coverage.
• Rates can change after specific terms expire.
• No equity – cannot be used as cash value.
• May be able to be used while you’re still living with an Accelerated Benefit Rider if you become chronically ill
• May not require a medical exam and can be approved in less than 48 hours in some cases with a Washington no medical exam life policy.

Whole Life Insurance Basics:

• Exactly like it says – permanent, not for a specific period.
• Protection carries with you your whole life.
• Can build equity and have cash value.
• Higher premiums than term life, but can be more valuable in the long run.
• May be able to be used while you’re still living with an Accelerated Benefit Rider if you become chronically ill

Term and Whole Life Combined:

• Build lifelong base of whole live coverage.
• Supplement specific times of your life with term insurance.

Determining the best Washington life insurance policy can become a daunting task. Yet the peace of mind you will feel knowing that your beneficiaries are protected if something happens to you is incomparable when you have comprehensive life insurance. Wenatchee to Kennewick, Bellingham to Belleview and all of Washington State residents alike can count on Blue Horizon Insurance & Financial Services to assist you during the selection process.

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